Michael Lagudi. National Manager of Investment Solutions, Morningstar.
Having the world at his feet in what he explains as the perfect life, to a diagnosis. Michael shares the emotional experience of the process through Stage 4 Cancer and how a positive mindset and financial protection ensured his survival.
This week’s podcast might not be a hot topic for most. Tony flexes his knowledge on how to ensure you have the best strategy to plan for retirement. The discussion was brought to the attention as Josh Frydenberg announces the Australian aging population may have to work longer with the warning of an economic and fiscal timebomb facing the country. Tony enlightens with the strategies of planning for retirement with downsizing, allocation of funds and to ensure you have the best plan for retirement.
Most people want to be millionaires…how much do you need?…the key is to find investment returns better than the basic average of 6.7%…and more…
There are two kinds of responses to this
One would be people that genuinely want $1,000,000 as it’s life-changing money.
The other would be the people that see it yet do nothing at all. They think they’ll never get it, someone else will so why bother.
Now it’s unlikely you’ll ever get $1,000,000 legitimately for doing nothing. But what if I told you that you could get $1,000,000 without too much effort? Again, there will be two kinds of people that consider this.
Some will be interested in how they could get $1,000,000 without too much effort. Then there will be those who think it’s not possible and it’ll never happen for them, so why bother at all.
Now if you think you’ll never get close to being a millionaire, then stop reading. This isn’t for you. But if you want to understand how a simple strategy can be put into place long term to open up the possibility to be a millionaire…read on.
All of these four insurances can be called “life insurance” as they are all insuring your life.
How we invest!! This is a hot point of conversation with our clients and prospects. Tony & Jamie enlighten and defined the three types of asset allocation that we have chosen to focus on our portfolios. The reasons we have used these and the examples that highlight certain company advancements throughout the years.
This week’s podcast explores how to measure and achieve your goals. Being able to pull apart a goal and ensure you complete the steps within and also if a failure occurs how to turn it into a positive
Tony and Jamie discuss goals ranging from the business and the Ironman coaching days of Tony, one of his students set the goal to complete an Ironman within 10hours, this substantial goal wasn’t achieve and wasn’t deemed a failure as it gave other benefiting factors to his life as well set him up to smash the goal in the following year.
This week’s podcast will be going through the value of spending at different life stages. With Tony, Jamie, Paul & josh all sitting in giving their approaches to spending and savings and how it has shifted throughout their lives and how they value the money they spend.
Being able to identify your values and the objectives you look to achieve with your money is something we focus on with our client objectives.
The example given by Jamie and Josh, being the youngest has been spending money on socialising, with Paul and Tony, their priorities being focus predominately on their children.
The ability to ensure that market fluctuations don’t affect your judgements for your superannuations and investments. The up and downs of the market can be daunting when under constant supervision and ensuring that you have the best strategic fit for your circumstances for meeting your financial objectives.
This is why we strongly believe in our long term thinking for our investment portfolios in meeting the requirements for clients.
This week’s podcast host is our Principal Adviser, Paul Conte.
Paul and Tony discuss how obtaining harmony with their lives. With life commitments and the changes with the educational standards within the financial planning industry, have required time allocation for our advisers to be precise. Tony and Paul give great examples of how they achieved their balance and created harmony within their lives.
We would love to hear about yours, comment or email us on firstname.lastname@example.org
The three main categories of life insurance available in Australia
The complexity of insurance within Australia can seem difficult to understand with this article we hope to relive any murky knowledge around the understanding and help influence your decision to ensure you are best protected.
Direct Insurance (Crappy – but better than nothing)
Group Insurance (on balance pretty crappy – but OK cause it’s better than nothing)
Retail Insurance (the only real option for those serious about protecting themselves or their family).