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37. Hurdles with Michael Lagudi

  • Willard Lloyd
  • December 3, 2019
Reading Time: < 1 minute

Michael Lagudi. National Manager of Investment Solutions, Morningstar.

Having the world at his feet in what he explains as the perfect life, to a diagnosis. Michael shares the emotional experience of the process through Stage 4 Cancer and how a positive mindset and financial protection ensured his survival.

What the election could mean for your Investments.

Reading Time: 6 minutes

The final days are drawing near as Australia readies itself to vote.

The tax has been one of the main battlegrounds for the two major parties, with Labor’s proposed taxation policies set to make sweeping changes to franking credits, capital gains tax and negative gearing.

Here’s Kofkin Bond & Co’s guide to what the proposed changes could mean for you if Labor gets elected.

·        Franking Credits

·        Capital Gains Tax

·        Negative Gearing


There is a popular phrase thrown around by teenagers that also applies to investors: FOMO (fear of missing out)

Reading Time: 2 minutes

Recently, we have been closely watching market valuations that have been indicating overpriced equity markets and it has us concerned. I liken the current state of the markets to that of the movie, The Big Short, which was based on   the GFC (Global Financial Crisis) (If you haven’t seen the movie and would like to know what’s happening in our current markets I urge ask you to watch it this weekend.)

Although we still have exposure to some growth assets including certain shares in both Australia and various regions, Having watched people’s wealth being destroyed during the GFC, has made us overly conservative has made us highly conservative for two reasons:

  1. Our job is to preserve our client’s wealth during both good and bad times
  2. If the bad times occur, we don’t want to be in a position where we simply must ride out the loss of capital. We strive to be in a position to be able to buy, great, however,  oversold, assets with cash.

Financial and Physical wellness go hand in hand

Reading Time: 3 minutes

You have probably heard of the significant benefits associated with workplace wellness programs; perhaps you have even implemented one in your organization. What many employers (and others) don’t realize is that financial wellness is just as important as physical wellness. In fact, employees who struggle from financial trouble are often more likely to have less focus at work, an unhealthier lifestyle and higher medical costs. Incorporating a financial component to your wellness program can be a strategic move that both your budget and your employees will appreciate.